A friendly alternative to banks and building societies

Tax-free savings, ISAs, investments, children's savings and life insurance for you and your family.

  • Trusted
  • Straightforward & clear
  • Since 1892
  • Expert & dedicated team

Same great product, new increased guarantee!

Receive a guaranteed return of your original investment plus 5% after five years when you open a Sheffield Mutual Investment Bond. Receive a £100 gift card after your new policy starts. Terms and conditions apply.

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How can we help?

What we do

We're an independent financial mutual organisation, which means we're owned by customers (which we refer to as as members).

Our members are the people we care about the most. Any surplus profit is distributed to provide you with the best possible returns combined with the highest standards of personal service and ethical business practices.

Need help choosing the right product?

We created a handy tool to help you make the best decision when it comes to your savings and investments.

Product selector

Help & support See all help & support articles

We are here for you at all stages of your journey; our support articles cover a broad range of topics, and are designed to put you in control of your money.

Why choose Sheffield Mutual

Trusted, fair & ethical

We do not invest knowingly or directly in industries relating to armaments, tobacco, gambling or pornography

About us

FSCS protected

We are part of the Financial Services Compensation Scheme.

Visit FSCS

Dedicated team

Experienced and knowledgeable, our team is made up of professionals from a range of backgrounds and industries

Meet the team

What our members say

Read our reviews on

Tax treatment depends on individual circumstances and may be subject to change in the future.

Let's keep in touch

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