Tax-free savings, ISAs, investments, children's savings and life insurance for you and your family.
We're an independent financial mutual organisation, which means we're owned by customers (known as members).
Our members are the people we care about the most. Any surplus profit is distributed to provide you with the best possible returns combined with the highest standards of personal service and ethical business practices.
Our Tax Exempt Savings Plan (TESP) with guarantees allows you to save tax-free in addition to or separately with your ISA allowance
Want to save a little extra? Our Regular Savings Plan gives you the ability to save over your Tax Exempt Savings Plan allowance
Boost your financial goals, whatever they may be; with our flexible and simple Investment ISA
Enjoy potential growth on your savings with annual and final bonuses. The best bit? It's tax-free.
Make your money work harder for you with our medium to long-term Investment Bond
Want to see potential growth on your investment whilst taking an income? Our Income Bond could be the perfect plan for you
Invest a lump sum of £2,500 now and we’ll use it to make annual payments of £270 into a Tax Exempt Savings Plan for the next ten years.
Give your child a financial head start in life with our Junior ISA and watch the tax-free savings grow
It's never too early to start saving for a child you care about, our Tax Exempt Savings Plan provides an additional tax-free allowance in addition to their Junior ISA
Want to save a little extra for a child's future? Our Regular Savings Plan gives you the ability to save over your tax exempt savings plan allowance
Invest in a child's financial future with this medium to long-term lump sum investment
Originally set up by the government, a Child Trust Fund (CTF) is a long-term tax-free savings account for children. You can no longer apply for a new Child Trust Fund because the scheme is now closed.
This 'whole of life' plan is a simple and affordable way of providing a legacy for a loved one with the option to nominate a beneficiary
Tax-free savings with the added benefit of life insurance for you and your loved ones
We created a handy tool to help you make the best decision when it comes to your savings and investments.
Product selectorWe are here for you at all stages of your journey; our support articles cover a broad range of topics, and are designed to put you in control of your money.
We do not invest knowingly or directly in industries relating to armaments, tobacco, gambling or pornography
About us
Experienced and knowledgeable, our team is made up of professionals from a range of backgrounds and industries
Meet the teamRead our reviews on 
Tax treatment depends on individual circumstances and may be subject to change in the future.
