Lump sum investments
A range of straightforward investment plans to suit everyone
-
Make your money work harder -
Possibility of annual and final bonuses -
Great growth potential and income options
Why invest a lump sum?
Whether you are looking for long-term growth, a guaranteed return, a flexible investment or a regular income from your lump sum, we have something to suit everyone.
Our range of lump sum investment plans are listed below. Further info can be found in our Help & Support section or try out our Product Selector. You can also give us a call, so we can talk you through the different options available.
Our lump sum investment products
Single Premium Investment ISA
Enjoy potential growth on your savings with annual and final bonuses. The best bit? It's tax-free.
- Invest a lump sum from just £300
- 2020/21 interim bonus rate is 3.50%
- Save £20,000 this tax year
Investment Bond
Make your money work harder for you with our medium to long-term Investment Bond
- Invest from £1,000 to £150,000
- Guaranteed minimum return of 103% after five years
- Potential for growth through annual and final bonuses
Income Bond
Want to see potential growth on your investment whilst taking an income? Well you're in luck, our Income Bond could be the perfect plan for you
- Invest a lump sum of up to £150,000
- Option to take an income of 1-5%
- Potential for investment growth through bonuses
Capital Plan
Invest a lump sum of £2,500 now and we’ll use it to make annual payments of £270 into a Tax Exempt Savings Plan for the next ten years.
- A fixed ten year plan
- Combines an exclusive feeder account with a TESP
- A guaranteed minimum return
All references to taxation are based on the Society's understanding of current tax legislation and practice, which may change in the future.
Help & support See all help & support articles
We are here for you at all stages of your journey; our support articles cover a wide variety of topics and are designed to put you in control of your money.
A guide to ISAs
What is a friendly society?
What is a market value reduction?
A guide to qualifying life policies
Why choose Sheffield Mutual
Trusted, fair & ethical
We do not invest knowingly or directly in industries relating to armaments, tobacco, gambling or pornography
About us
Dedicated team
Experienced and knowledgeable, our team is made up of professionals from a range of backgrounds and industries
Meet the team