Swap the piggy bank for an Investment Junior ISA (JISA) and watch your child’s money grow tax-free. Start with as little as £10 monthly or a single £100 deposit. Once opened by a parent or guardian, friends and family can pitch in towards the £9,000 annual limit to help supercharge savings. With a medium-to-low-risk approach, our Junior ISA could be great for cautious investors who want their money to work harder.
Looking for more options? Explore our Children's Regular Savings Plan or Children’s Investment Bond to invest a lump sum of money.
Open a Junior ISA (JISA) for the Ones You Love.
An Investment JISA is a fantastic way to secure your child’s financial future. With time, their savings can grow with the market, outpace inflation, and weather short-term fluctuations – potentially achieving better returns than a cash ISA.
Our Investment JISA offers a medium-to-low-risk approach, perfect for cautious savers or those new to investing. You can save up to £9,000 tax-free annually, with funds invested until your child turns 18. Plus, because the JISA is in your child’s name, their allowance won’t affect your £20,000 ISA limit. For additional tax-free savings, consider a Children's Tax Exempt Savings Plan, available exclusively through friendly societies like ours.
Looking for Better Junior ISA Rates?
Switching to Sheffield Mutual is simple and hassle-free. You can:
If you’d prefer to keep paying into an existing CTF, transfer it to Sheffield Mutual and continue saving through our Child Trust Fund (Stakeholder Account).
For more information on the risks, please refer to the relevant 'risks you should be aware of' section for each product.