All the information surrounding your Three Year Fixed Bond can be found by clicking the link below.
Your Three Year Fixed Bond is now open!
Thank you for taking out a Three Year Fixed Bond policy with Sheffield Mutual! For more information about the product, you can download the brochure and Key Information Document below. Whether you're saving for a loved one, a special occasion, or simply planning ahead, we offer a range of products to help you achieve your goals. Explore our full selection of savings and investment options designed to support your aspirations.
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Regular Premium Investment ISA
Boost your financial goals, whatever they may be; with our flexible and simple Investment ISA
- Save from just £30 a month
- Access to your money if you need it
- Potential for tax-free investment growth through bonuses
Learn moreTax Exempt Savings Plan
Our Tax Exempt Savings Plan (TESP) with guarantees allows you to save tax-free in addition to or separately with your ISA allowance
- Save between 10 and 25 years
- Plans start from just £5 a month
- Available for adults and children
Learn moreRegular Savings Plan
Want to save a little extra? Our Regular Savings Plan gives you the ability to save over your Tax Exempt Savings Plan allowance
- Save between 10 and 25 years
- Potential bonuses
- Better potential return than a cash savings account
Learn more -
Single Premium Investment ISA
Enjoy potential growth on your savings with annual and final bonuses. The best bit? It's tax-free.
- Invest a lump sum from just £300
- 2025/26 interim bonus rate is 5.75% before charges
- Save £20,000 this tax year
Learn moreInvestment Bond
Make your money work harder for you with our medium to long-term Investment Bond
- Invest from £1,000 to £150,000
- Guaranteed minimum return of your original investment plus 5% after five years
- Potential for growth through annual and final bonuses
Learn moreIncome Bond
Want to see potential growth on your investment whilst taking an income? Our Income Bond could be the perfect plan for you
- Invest a lump sum of up to £150,000
- Option to take an income of 1-5%
- Potential for investment growth through bonuses
Learn moreCapital Plan
Invest a lump sum of £2,500 now and we’ll use it to make annual payments of £270 into a Tax Exempt Savings Plan for the next ten years.
- A fixed ten year plan
- Combines an exclusive feeder account with a TESP
- A guaranteed minimum return
Learn more -
Children's Tax Exempt Savings Plan
It's never too early to start saving for a child you care about, our Tax Exempt Savings Plan provides an additional tax-free allowance in addition to their Junior ISA
- Anyone can open a plan
- Choose a plan between 10 and 25 years
- Save from £5 a month
Learn moreInvestment Junior ISA
Give your child a financial head start in life with our Junior ISA and watch the tax-free savings grow
- Save from as little as £10 a month
- Top-ups can be made by anyone
- 2025/26 interim bonus rate is 6.00%
Learn moreChildren's Regular Savings Plan
Want to save a little extra for a child's future? Our Regular Savings Plan gives you the ability to save over your tax exempt savings plan allowance
- Save for the longer-term
- Perfect way to save for something special
- Guaranteed final amount on maturity plus possible bonuses
Learn moreChildren's Investment Bond
Invest in a child's financial future with this medium to long-term lump sum investment
- Invest from £1,000 to £150,000
- Guaranteed minimum return of your original investment plus 5% after five years
- Quick and easy application process
Learn moreChild Trust Fund
Originally set up by the government, a Child Trust Fund (CTF) is a long-term tax-free savings account for children. You can no longer apply for a new Child Trust Fund because the scheme is now closed.
- Transfer an existing CTF to us
- Find out if your child could already have a CTF
- Junior ISA alternative available
Learn more -
Whole of Life Plan
This 'whole of life' plan is a simple and affordable way of providing a legacy for a loved one with the option to nominate a beneficiary
- A guaranteed fixed amount of up to £50,000 on death
- Affordable premiums from just £5 per month
- Help towards funeral expenses
Learn moreTax Exempt Savings Plan with Life Insurance
Tax-free savings with the added benefit of life insurance for you and your loved ones
- Protection for you and your family
- Guaranteed amount on maturity or death
- Plan only available through friendly societies
Learn more -
Regular Premium Sustainable ISA
Savings with a sustainable focus in mind
- Save from just £10 a month
- Save up to £20,000 in the current tax year
- Stop, start, top up or vary your payments at any time
Learn moreSingle Premium Sustainable ISA
Savings that work hard for you and the planet
- Invest from just £100
- Access to your money if you need it (subject to a £500 minimum withdrawal)
- Invest for your future with our unit-linked sustainable fund
Learn more
Tax treatment depends on individual circumstances and may be subject to change in the future.
Your member benefits...
Our members have been our number one priority since 1892 and we aren’t about to change that now. As well as our members benefitting from being part of a mutual organisation, where all surplus profits go back to members not shareholders, you also have access to a whole host of other benefits. Click the link below to find out what benefits you have access to.