Searching for income from your investment?

With the Sheffield Mutual Income Bond you can invest a lump sum with the option to take regular monthly, quarterly, half-yearly or annual income of between 1% - 5%.

  • Invest from £5,000 up to £150,000
  • Current interim bonus rate is 3.50%
  • We guarantee after five years, you will get a minimum of your initial investment less any withdrawals

Risks you should be aware of

  • If you surrender in the first five years a surrender penalty will apply, meaning you are likely to get back less than you invested. 
  • Interim bonuses are not guaranteed and may go up or down before being declared.
  • Charges cover the cost of expenses incurred in setting up and maintaining policies.
  • Tax treatment depends on individual circumstances and may be subject to change in the future.
  • For monthly income the minimum investment is £10,000.
  • The minimum investment for taking a withdrawal of under 2% is £30,000.

Get an M&S or Love2Shop gift card

Apply online quoting the promotional code INCOME23 to receive a £30 gift card after your new policy starts. Terms and conditions apply.

Gift card promotion T&Cs

Request an information pack

For more information on our Income Bond, please fill in your details below and we will send you out an information pack. Sheffield Mutual will never sell your personal data to any third parties. We would, however, like to keep you up to date with Society news, offers, competitions and other products and services that we offer. We use MailChimp for our marketing/service emails. You can update your contact preferences easily at any time by phone, email, in writing or online.

Please read the full product information and Key Information Documents before applying. 

Income Bond

Invest a lump sum and have the added flexibility of taking an income. 

I can assure potential investors that customer service at Sheffield Mutual is second to none, they are always very polite as well as being knowledgeable. I am always happy to reinvest, and have always been satisfied with the returns. I cannot speak more highly of them.

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