Provide a legacy for a loved one with our Whole of Life Plan

The future can be unpredictable and we know that no one likes to think about what will happen when they're no longer here. But, when the time comes, wouldn't it be nice to know that your loved ones are taken care of?

  • Affordable plan from just £5 per month
  • Added peace of mind for you and your family
  • Option to nominate a family member to receive a lump sum

Risks you should be aware of

If you stop paying premiums in the first ten years, the policy will lapse without value.

If you stop paying premiums after 10 years and before death or age 90 then the sum assured will be reduced.

The Whole of Life Plan is a pure protection life insurance policy and doesn’t participate in the profits of the Society’s investment fund or have any surrender or maturity value.

Get an M&S or Love2Shop gift card

Quote WHOLE22 when applying for a new policy to receive a £25 gift card‡

‡You'll receive your gift card after your new policy starts. 

Terms and conditions apply

Request an information pack

For more information on our Whole of Life Plan, please fill in your details below and we will send you out an information pack. Sheffield Mutual will never sell your personal data to any third parties. We would, however, like to keep you up to date with Society news, offers, competitions and other products and services that we offer. We use MailChimp for our marketing/service emails. You can update your contact preferences easily at any time by phone, email, in writing or online.

Please read the full product information and key features before applying.

Whole of Life Plan

A simple and affordable way to provide a financial gift for a loved one or to help towards funeral expenses.

  • A fixed lump sum paid on your death
  • Affordable premiums from just £5 per month*
  • Help towards funeral expenses

Do I qualify for an incentive?

If you’re an existing member of the Society, or if you take out one of the Society’s with-profits savings or investment plans, the Society will waive your first three months’ premiums (on the Whole of Life Plan).

Are there any charges?

Charges cover the cost of expenses incurred in setting up and maintaining policies.

Charges incurred will not affect the sum assured. Charges differ per product, please refer to the product literature for further information. 

*If you stop paying premiums in the first ten years, the policy will lapse without value.

Superb organisation. Highly recommended. Good values and good customer service. Can't fault.

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