Invest now, thank yourself later

Whether you are looking for long-term growth, a guaranteed return, or a regular income from your lump sum, our bonds could be the perfect option.

  • Potential for growth through bonuses
  • Great growth potential and income options
  • Higher potential return than a bank or building society

Request an information pack

For more information on our Investment and Income Bonds, please fill in your details below and we will send you out your information pack of choice. Sheffield Mutual will never sell your personal data to any third parties. We would, however, like to keep you up to date with Society news, offers, competitions and other products and services that we offer. We use MailChimp for our marketing/service emails. You can update your contact preferences easily at any time by phone, email, in writing or online.

Please read the full product information and Key Information Documents before applying.

Investment Bond

Make your money work harder for you with this medium to long-term investment plan.

  • Invest a lump sum between £1,000 - £150,000
  • Guaranteed amount of at least 103% after five years
  • Higher potential returns than a bank or building society
  • Possible annual and final bonuses

 

If you surrender in the first five years a surrender penalty will apply, meaning you may get back less than you invested. Tax treatment depends on individual circumstances and may be subject to change in the future.

Bonuses are not guaranteed to be paid and depend on the performance of the Society’s with-profits fund.

Income Bond

Invest a lump sum and have the added flexibility of taking an income.

  • Invest from £5,000 to £150,000
  • Guaranteed amount after five years
  • Option to take an income of between 1 and 5%
  • Possible annual and final bonuses

If you surrender in the first five years a surrender penalty will apply, meaning you may get back less than you invested. Tax treatment depends on individual circumstances and may be subject to change in the future.

Bonuses are not guaranteed to be paid and depend on the performance of the Society's with-profits fund.

Please note that the minimum investment for taking monthly income is £10,000 and the minimum investment for taking a withdrawal of under 2% is £30,000.

Why choose Sheffield Mutual

Trusted, fair & ethical

We do not invest knowingly or directly in industries relating to armaments, tobacco, gambling or pornography

About us

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Dedicated team

Experienced and knowledgeable, our team is made up of professionals from a range of backgrounds and industries

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