SCCCC
We are proud to support Sheffield Churches Council for Community Care as part of our long term commitment to the communities we serve.
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Choose any Sheffield Mutual savings or investment product -
Use introducer code 'SMSCCCC' when you apply
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Once your policy has been active for a month, we’ll donate to SCCCC at no cost to you
Through this partnership, Sheffield Mutual will make a corporate donation equal to a percentage of the amount invested in eligible products where customers are introduced by Sheffield Churches Council for Community Care (SCCCC). Donations are calculated at the point of investment and are not capped. These donations support the charity's vital work. Please see the table below for donation amounts.
These donations are made by Sheffield Mutual as part of our wider social programme. They are not paid by members, and do not affect the price, terms, benefits or performance of any savings or investment product.
| Product | Donation amount |
| Adult ISAs | 1.5% of initial investment or year 1 premiums |
| Junior ISAs | 2.25% of initial investment or year 1 premiums |
| Bonds | 2.25% of investment |
| Tax Exempt / Regular Savings Plan | 30% of year 1 premiums |
| Whole of Life Plan | 75% of year 1 premiums |
Sheffield Churches Council for Community Care is a registered charity no. 1168077, England & Wales.
How it works
- Choose any Sheffield Mutual savings or investment product
- Use introducer code 'SMSCCCC' when you apply
- Once your policy has been active for a month, we'll make a corporate donation to Sheffield Churches Council for Community Care
Why Sheffield Mutual?
Because saving should feel reassuring, personal and rewarding
- Trusted financial mutual since 1892
- Owned by members, not shareholders
- Exceptional personal service - real people who care
- Products from £5 per month to suit real life
- Deep roots in the communities we serve
Our responsibility is to look after your savings - and the people behind them.
Start saving and support Sheffield Churches Council for Community Care
Make the future brighter - for you, and for the community around us.
SCCCCSheffield Mutual's Products
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Regular Premium Investment ISA
Boost your financial goals, whatever they may be; with our flexible and simple Investment ISA
- Save from just £30 a month
- Access to your money if you need it
- Potential for tax-free investment growth through bonuses
Learn moreTax Exempt Savings Plan
Our Tax Exempt Savings Plan (TESP) with guarantees allows you to save tax-free in addition to or separately with your ISA allowance
- Save between 10 and 25 years
- Plans start from just £5 a month
- Available for adults and children
Learn moreRegular Savings Plan
Want to save a little extra? Our Regular Savings Plan gives you the ability to save over your Tax Exempt Savings Plan allowance
- Save between 10 and 25 years
- Potential bonuses
- Better potential return than a cash savings account
Learn more -
Single Premium Investment ISA
Enjoy potential growth on your savings with annual and final bonuses. The best bit? It's tax-free.
- Invest a lump sum from just £300
- 2025/26 interim bonus rate is 5.75% before charges
- Save £20,000 this tax year
Learn moreInvestment Bond
Make your money work harder for you with our medium to long-term Investment Bond
- Invest from £1,000 to £150,000
- Guaranteed minimum return of your original investment plus 5% after five years
- Potential for growth through annual and final bonuses
Learn moreThree Year Fixed Bond
Our Three Year Fixed Bond allows you to lock your money away for three years and benefit from a fixed rate of return you can count on.
- Open with a single lump sum payment - choose an amount that works for you, from £1,000 - £200,000
- Your interest rate of 3.9% is fixed for the full term
- Ideal for those who prefer certainty and want to plan ahead without the worry of fluctuating rates
Learn moreIncome Bond
Want to see potential growth on your investment whilst taking an income? Our Income Bond could be the perfect plan for you
- Invest a lump sum of up to £150,000
- Option to take an income of 1-5%
- Potential for investment growth through bonuses
Learn more -
Investment Junior ISA
Give your child a financial head start in life with our Junior ISA and watch the tax-free savings grow
- Save from as little as £10 a month
- Top-ups can be made by anyone
- 2025/26 interim bonus rate is 6.00%
Learn moreChildren's Tax Exempt Savings Plan
It's never too early to start saving for a child you care about, our Tax Exempt Savings Plan provides an additional tax-free allowance in addition to their Junior ISA
- Anyone can open a plan
- Choose a plan between 10 and 25 years
- Save from £5 a month
Learn moreChildren's Regular Savings Plan
Want to save a little extra for a child's future? Our Regular Savings Plan gives you the ability to save over your tax exempt savings plan allowance
- Save for the longer-term
- Perfect way to save for something special
- Guaranteed final amount on maturity plus possible bonuses
Learn moreChildren's Investment Bond
Invest in a child's financial future with this medium to long-term lump sum investment
- Invest from £1,000 to £150,000
- Guaranteed minimum return of your original investment plus 5% after five years
- Quick and easy application process
Learn moreSustainable Junior ISA
Save today for their tomorrow with a tax-free savings option that looks after their financial future, as well as the world they'll grow up in
- A unit-linked Junior ISA with a responsible investment focus
- Designed to grow their savings over the long-term, with the potential for higher returns than cash-based options
- Friends and family can contribute, up to the annual limit
Learn moreChild Trust Fund
Originally set up by the government, a Child Trust Fund (CTF) is a long-term tax-free savings account for children. You can no longer apply for a new Child Trust Fund because the scheme is now closed.
- Transfer an existing CTF to us
- Find out if your child could already have a CTF
- Junior ISA alternative available
Learn more -
Whole of Life Plan
This 'whole of life' plan is a simple and affordable way of providing a legacy for a loved one with the option to nominate a beneficiary
- A guaranteed fixed amount of up to £50,000 on death
- Affordable premiums from just £5 per month
- Help towards funeral expenses
Learn moreTax Exempt Savings Plan with Life Insurance
Tax-free savings with the added benefit of life insurance for you and your loved ones
- Protection for you and your family
- Guaranteed amount on maturity or death
- Plan only available through friendly societies
Learn more -
Regular Premium Sustainable ISA
Savings with a sustainable focus in mind
- Save from just £10 a month
- Save up to £20,000 in the current tax year
- Stop, start, top up or vary your payments at any time
Learn moreSingle Premium Sustainable ISA
Savings that work hard for you and the planet
- Invest from just £100
- Access to your money if you need it (subject to a £500 minimum withdrawal)
- Invest for your future with our unit-linked sustainable fund
Learn moreSustainable Junior ISA
Save today for their tomorrow with a tax-free savings option that looks after their financial future, as well as the world they'll grow up in
- A unit-linked Junior ISA with a responsible investment focus
- Designed to grow their savings over the long-term, with the potential for higher returns than cash-based options
- Friends and family can contribute, up to the annual limit
Learn more