Get their ducks in a row

Give a child you care about the best possible financial head start in life.

  • Plans starting from £5 a month
  • Save for university, house deposit or first car
  • Monthly, annual and lump sum plans available

Request an information pack

For more information on our children's savings products, please fill in your details below and we will send you out your information pack of choice. Sheffield Mutual will never sell your personal data to any third parties. We would, however, like to keep you up to date with Society news, offers, competitions and other products and services that we offer. We use MailChimp for our marketing/service emails. You can update your contact preferences easily at any time by phone, email, in writing or online.

Please read the full product information and Key Information Documents before applying.

Investment Junior ISA

The simple and flexible way to give your child a solid financial start in life from as little as £10 a month.

  • Available to all children under the age of 18
  • Potential for tax-free growth through bonuses
  • Top-ups can be made by anyone
  • Guarantee after five years for peace of mind

The JISA value could be reduced if withdrawn during adverse market conditions, but money invested for five years or longer is guaranteed. Tax treatment depends on individual circumstances and may be subject to change in the future.

Bonuses are not guaranteed to be paid and depend on the performance of the Society’s with-profits fund.

Children's Tax Exempt Savings Plan

A great way to save tax-free for a child you care about.

  • Plans start from £5 a month
  • Save for their first car, house deposit, university fees
  • Guaranteed amount on maturity, plus possible bonuses
  • Choose how long to save between 10 and 25 years

If you surrender the plan before maturity (which is the term you select when first starting the plan), you may get back less than you have paid in. Tax treatment depends on individual circumstances and may be subject to change in the future.

Bonuses are not guaranteed to be paid and depend on the performance of the Society’s with-profits fund.

Children's Regular Savings Plan

A great way to save in addition to a child's Tax Exempt Savings Plan allowance.

  • Save for the long-term, guaranteed final amount on maturity
  • Monthly plans from just £5
  • Start saving for a child's first car, house deposit or uni fees
  • Anyone can start a plan

If you surrender the plan before maturity (which is the term you select when first starting the plan), you may get back less than you have paid in. Tax treatment depends on individual circumstances and may be subject to change in the future.

Bonuses are not guaranteed to be paid and depend on the performance of the Society’s with-profits fund.

Children's Investment Bond

Invest in their future with this medium to long-term plan.

  • Invest a lump sum between £1,000 - £150,000
  • Guarantee of at least 103% after five years
  • Higher potential returns than a bank or building society
  • Possible annual and final bonuses

If you surrender in the first five years a surrender penalty will apply, meaning you might get back less than you invested. Tax treatment depends on individual circumstances and may be subject to change in the future.

Bonuses are not guaranteed to be paid and depend on the performance of the Society’s with-profits fund.

Why choose Sheffield Mutual

Trusted, fair & ethical

We do not invest knowingly or directly in industries relating to armaments, tobacco, gambling or pornography

About us

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We are part of the Financial Services Compensation Scheme.

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Dedicated team

Experienced and knowledgeable, our team is made up of professionals from a range of backgrounds and industries

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