Cost Cutting & Money Saving Hints & Tips…
Posted on February 22, 2017
Nowadays every penny counts, that’s why you need to make your hard earned cash work just as hard as you do!
Here are a few hints and tips from the team at Sheffield Mutual…
Tony Burdin: Chief Executive
- Use all your tax-free savings allowances.
- Many cash deposits are losing money when compared with inflation – consider investing money you don’t need in products that offer higher potential returns, such as Investment ISAs and Investment Bonds.
- Shop around each year for your house and car insurance – even if staying with the same company, do a quote online as a new customer of the same company and ask them to match it.
- If buying goods online, put the item in your basket for a couple of days and see if the firm sends you a discount code offer.
- Save money on dental treatment and spectacles by becoming a member of Sheffield Mutual!
- Turn radiators off or turn the thermostat down in rooms you’re not using.
Jamie Bellamy: Finance Director
- Whatever you’re doing, always put the research in, to make sure you’ve got the best possible deal.
Curtis Parker: Client Relationship Officer
- Dry January / February a great cost cutting exercise and good for the body too!
Dawn Gregory: Business Development Manager
- Thinking of buying a new car? The new vehicle tax rates come into force April 1st 2017 – could you save money if you bought now?
Sue Squires: Office Manager
- Never spend more than you can afford.
- Never pay credit card charges by always paying your credit card bill off in full each month.
Sharon Pursley: Finance Officer
- Shop early or later to get the sticker bargains
- Always shop around and do your research
- Always haggle!
Debra Roberts: Member Services Officer
- Make packed lunches rather than buying pre-pack sandwiches from supermarkets or mobile catering vans.
Melissa Perry : Member Services Administrator
- When ordering online, to save paying for delivery, pick up at store or a local pick-up point.
Lewis Kerry:- Financial Reporting Officer
- Go through your bank statements and look for things that you bought/spent money on that you didn’t need to. For example; mine was expensive coffee’s. Only a couple of pounds each time, but it soon adds up!
- Leave your wallet/purse at home so someone else has to pay!
Andrew Bonner : Member Services Administrator
- Try things yourself first before getting in the professionals. You may be surprised with how you do.
THIS BLOG PROVIDES GENERIC INFORMATION AND OPINIONS OF THE WRITER AND SHOULD NOT BE RELIED UPON FOR MAKING INVESTMENT DECISIONS. NO ADVICE HAS BEEN PROVIDED BY SHEFFIELD MUTUAL. IF YOU ARE IN ANY DOUBT AS TO WHETHER A SAVINGS OR INVESTMENT PLAN IS SUITABLE FOR YOU, YOU SHOULD CONSIDER CONTACTING A FINANCIAL ADVISER FOR ADVICE. IF YOU DO NOT HAVE A FINANCIAL ADVISER, YOU CAN GET DETAILS OF LOCAL FINANCIAL ADVISERS BY VISITING WWW.UNBIASED.CO.UK. or WWW.VOUCHEDFOR.CO.UK ADVISERS MAY CHARGE FOR PROVIDING SUCH ADVICE AND SHOULD CONFIRM ANY COSTS BEFOREHAND. ANY REFERENCE TO TAXATION IS BASED ON THE WRITER’S UNDERSTANDING OF CURRENT TAX LEGISLATION AND PRACTICE, WHICH COULD CHANGE IN THE FUTURE.