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Tax Exempt Savings Plan

A regular monthly or annual premium savings plan with a maximum investment of £25 per month or £270 per annum, and a guaranteed sum assured. Maturity values are tax-free.

Tax Exempt Savings Plan With Life Cover
A regular monthly or annual premium savings plan with a maximum investment of £25 per month or £270 per annum. In the event of death before the end of the term, a guaranteed sum is assured as well as the payment of any bonus accrued. Maturity values are tax-free.
Capital Plan

A single premium version of the Tax Exempt Savings Plan. £2500 is invested and an annual contribution of £270 is made for 10 years.

Stocks & Shares ISA

ISAs have special tax advantages which allow investors to receive the proceeds completely free of any tax liabiltiy.

Investment Bond
A single premium investment for individuals of 18 years or over which pays a guaranteed sum assured after the 5th anniversary. Bonuses are added to the sum assured out of the fund's profits and once added cannot be taken away.
Income Bond

A single premium investment for individuals of 18 years or over which allows regular income.  There is also the potential for some capital growth as your lump sum is invested in our With Profit Fund from which, depending upon investment performance, we pay bonuses each year.

Pension Bond

The Bond is designed for a single premium investment for a minimum period of five years. The amount payable when it is withdrawn will be the Sum Assured plus bonuses which are added during the life of the Policy.

Regular Savings Plan

Either a regular monthly or annual premium plan. The maturity value may be liable to tax depending on your circumstances when the payment is received.

Funeral Expenses

This plan pays out a guaranteed sum on the death of the person assured. Premiums are paid monthly throughout life into a tax-exempt fund, with the benefit payable used to cover funeral expenses. The plan is available to individuals aged between 16 and 70.

Sickness & Accident Insurance
This policy is designed to provide an income if you are unable to carry out your normal working duties as a result of illness or injury. Available to individuals aged between 16 and 54.
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